Last Modified: August 13, 2025

Acceptance of the Terms of Use

These terms of use are entered into by and between You and Goodscard LLC ("Company," "we," or "us"). The following terms and conditions ("Terms of Use") govern your access to and use of www.bitjem.com, including any content, functionality, and services offered on or through www.bitjem.com (the "Website"), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

YOU ACKNOWLEDGE AND AGREE THAT YOU ARE THE EXCLUSIVE OWNER OF THE CRYPTOCURRENCY WALLET YOU PROVIDE. YOU ARE MAKING THIS TRANSACTION FOR YOURSELF AND ARE NOT BEING DIRECTED TO SEND THE FUNDS TO A THIRD PARTY’S WALLET. BE AWARE OF SCAMS.

You agree that BitJem will not be held responsible for any losses from using the Site or Services. You acknowledge that BitJem operates on a proprietary basis and does not provide fiduciary, advisory, or exchange services.

This Website is offered and available to users who are 18 years of age or older, reside in a country approved by the Company, have not been previously suspended or removed from using the Website, and are not identified as a “Specially Designated National” by the Office of Foreign Assets Control (OFAC). By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

Goodscard LLC is a registered Money Services Business (MSB) with FinCEN (MSB Registration No. 31000291840750).

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set out in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice before the date the change is posted on the Website.

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access this Website so you are aware of any changes, as they are binding on you.

Account Access and Security

To use the Services provided by the Company, a user may be required to create an account with the Company’s partner digital asset custody partners.

Services

The Company offers software that enables users to buy and redeem a gift card and transfer the cryptocurrency into a cryptocurrency wallet. The Company uses third-party digital asset custody providers to facilitate the redemption of the cryptocurrency and maintain its custody. We do not provide investment or financial advice. You acknowledge that the Company is not responsible for the risks associated with cryptocurrency purchases, and you voluntarily assume and accept such risks in deciding to engage in cryptocurrency transactions at our Website.

Our digital asset custody providers facilitate the redemption of the cryptocurrency gift cards and custody cryptocurrency. To use the Services offered by the Website, you meet our compliance standards, which are described in the section below titled “Regulatory Compliance.” To access the Website, you must accept these Terms of Use and provide certain information when prompted.

The digital asset custody providers secure the crypto you have redeemed and facilitate the withdrawal of cryptocurrency from your account to the wallet address that you provide.

Although we provide information about the redemption price for cryptocurrency you purchase, the actual price will be determined by market conditions that are outside of our control and for which we assume no liability. There is no guarantee that you will be able to redeem your cryptocurrency at the stated redemption price.

Service Fees

BitJem reserves the right to charge service fees to its users. It is in the discretion of BitJem to adjust the service fees charged to users using its services. Fees are non-refundable. Fees are disclosed at the time of the transaction.

Third-Party Service Providers

Sumsub (KYC verification) (See Terms)

Cobo (Wallet Infrastructure) (See Terms)

Cipherowl (Risk Management/Transaction Monitoring) (Data Processing) (See Terms)

Chainalysis (Transaction Monitoring) (See Terms)

These links are provided for informational purposes; BitJem does not control or assume liability for the terms or performance of third-party providers.

BitJem may update these providers as needed, subject to regulatory obligations. Customers contract with BitJem, not the third-party vendors.

BitJem may provide access to or incorporate services from other third parties, these services are not operated or controlled by BitJem. Use of any third-party service is at your own risk and subject to that party’s terms.

BitJem makes no representations or warranties regarding the availability, performance, or security of third-party services and disclaims liability for any damages, losses, or service disruptions that may arise from their use. BitJem does not control or guarantee the accuracy of data, execution of transactions, or availability of services provided by third parties.

Users are strongly advised not to share private keys, login credentials, or sensitive data with any third party unless they have been independently verified. BitJem will never request this information.

Third-party services may restrict access by jurisdiction or IP address. BitJem is not responsible for any such limitations.

Regulatory Compliance

As a registered Money Service Business (“MSB”) with Financial Crimes Enforcement Network (“FinCEN”), we are required to collect certain information on our users, keep records related to users and transactions, and implement a robust Anti-Money Laundering (“AML”) program. The company has a dedicated Compliance Officer and team to ensure that the Website is not used for illicit activity, including money laundering.

Know-Your-Customer (“KYC”)

We collect information on users based depending on their location and activity (including voucher redemptions and crypto withdrawals) to ensure we are in compliance with applicable laws. The Company uses a third party provider to perform the KYC information gathering and verification process.

Information we may collect includes:

Full Name

Email Address

Date of Birth

Address

Phone Number

Valid government ID

SSN (United States)

Face liveness check

You acknowledge that if you do not pass the required Know Your Customer (“KYC”) , you will not be able to redeem your gift card. You also acknowledge that should you fail KYC, the Company is not entitled to provide you with a refund for the purchase of any gift cards. If after creating an account, we determine that your account is being used for purposes that break local laws or associated with behavior that may be considered risky, we have the right to suspend your account. KYC data is only shared with our digital asset custody partners or under law enforcement request or subpoena. It will never be shared or sold to any other party.

We leverage this information to perform OFAC and other watchlist screening of all customers, and we file Currency Transaction Reports (“CTRs”) if a customer transacts over $10,000 worth of cash in a rolling 24-hour period.

You authorize us, directly or through third parties, to make any inquiries we consider necessary to validate your identity. This may include asking you for further information, requiring you to provide a taxpayer identification number, requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying your Information against third-party databases or through other sources. Before using the Services, you must provide all information we request. You acknowledge that we will analyze and validate your identity to determine whether you qualify to perform a transaction (“Verification Process”). Your use of the Services may be delayed during the Verification Process, and we disclaim responsibility for any loss, delay, or other harm relating to the delay or denial. If you do not pass the Verification Process or fail to provide any of the information required to perform a transaction, you may be denied access to the Services. Please contact us if you believe your access to the Services has been wrongly denied.

Only individuals listed as signatories or in designated Authorized Trader agreements may place orders on behalf of an entity. Updates to Authorized Traders must be communicated in writing.

BitJem reserves the right to suspend or terminate access to its services if any compliance violations are detected. You acknowledge that transaction delays may occur during verification processes and that BitJem disclaims liability for losses arising from such delays.

Bitjem reserves the right to audit any transaction or user account in its sole discretion if suspicious activity is detected. Users agree to promptly cooperate and provide additional information, documentation, or verification if requested. Failure to comply may result in suspension or termination of access to the Services.

Know-Your-Transaction (“KYT”) and Travel Rule

The Company, through a third-party service provider, analyzes the crypto transactions facilitated by users. For redemptions exceeding $3,000 worth of cryptocurrency, that are redeemed to a custodial wallet that is registered with FinCEN as a Money Service Business, over which you do not have the custody and control over, we will request additional information about the transaction in accordance with Travel Rule regulations.

Enhanced Due Diligence (“EDD”)

Users who redeem and/or withdraw large volumes will be subject to EDD program. If the user does not respond to the information requests as part of the EDD process. Their accounts will be suspended.

Export Controls

This Website is available only in jurisdictions where our services are legally permitted. Access to the Website may be restricted or unlawful in certain regions or for certain individuals. By accessing the Website, you do so at your own initiative and are solely responsible for ensuring compliance with applicable local laws.

Users in the following countries are prohibited from using the Website: Burundi, Belarus,Central African Republic, Congo (Congo-Kinshasa), Cuba, Iran, Iraq, Myanmar, Pakistan, North Korea, Russia, Sudan, Somalia, South Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe.

Furthermore, users in the following U.S. states do not have access: Alabama, California, Connecticut, DC, Louisiana, Missouri, Nevada, New Mexico, New York, North Carolina, Ohio, Vermont and Washington.

You may not use, export, import, or transfer the Services except in compliance with U.S. law, the laws of the jurisdiction where you accessed the Services, and any other applicable regulations. Specifically, the Services may not be exported or re-exported: (a) to any country subject to a U.S. embargo, or (b) to any individual or entity listed on the U.S. Treasury Department’s Specially Designated Nationals (SDN) List, the U.S. Department of Commerce’s Denied Persons List, or the Entity List.

By using the Services, you represent and warrant that: (i) you are not located in a country subject to a U.S. Government embargo or designated as supporting terrorism, and (ii) you are not included on any U.S. Government list of restricted or prohibited parties.

You further agree not to use the Services for any activity prohibited under U.S. law, including but not limited to the development, design, manufacture, or production of missiles, nuclear, chemical, or biological weapons.

You acknowledge and agree that the products, services, and technology provided by Exodus are subject to U.S. export control laws and regulations. You will comply with these laws and will not, without prior authorization from the U.S. government, export, re-export, or transfer any products, services, or technology, directly or indirectly, to any restricted country or individual in violation of such laws.

Record Retention

The company retains certain information on our users and their transactions according to its document retention policies.

Compliance Help

If you have any questions regarding compliance, please contact us at legal@bitjem.com.

State Restrictions

BitJem does not currently offer services to residents of certain U.S. states where it has not obtained regulatory approval or where the use of its services may be restricted. Users in the following states are prohibited: Alabama, California, Connecticut, DC, Louisiana, Missouri, Nevada, New Mexico, New York, North Carolina, Ohio, Vermont, and Washington.

Gift Card Limits

There is no daily limit to redeem cards, however, we may request more information about certain behaviors on the platform to ensure compliance with applicable regulations. Gift cards can only be used to redeem cryptocurrency, not cash.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

You are responsible for:

1. Making all arrangements necessary for you to have access to the Website.

2. Providing any information required by any screen displayed within the Site. You represent and warrant that all information you provide is accurate and complete.

3. Complying with all applicable laws related to your use of the Website and our Services, including any applicable taxes. BitJem is not responsible for determining whether taxes apply to your use of our services.

Ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide to register with this Website or otherwise, including, but not limited to, through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

Risk Disclosures; Assumption of Risks, Release of BitJem

Engaging in cryptocurrency transactions involves significant risks, including but not limited to market volatility, potential loss of funds, and theft. By using the Services, you acknowledge and assume these risks.

You further acknowledge that BitJem does not guarantee the security, stability, or legality of cryptocurrency transactions and waive, release, and discharge any claims against BitJem and its affiliates for losses or damages incurred.

You represent that you have conducted due diligence and possess the knowledge and expertise required to engage in cryptocurrency transactions. You agree that you are solely responsible for evaluating and understanding the risks associated with these transactions, and BitJem disclaims liability to the fullest extent permitted by law.

Errors and Pricing Adjustments

While we make every effort to ensure the accuracy of our pricing and redemption values, technical or human errors may occasionally occur. In the event of a manifest pricing error—where the price displayed is materially inconsistent with the intended price—we reserve the right to cancel or modify the terms of redemption for affected purchases.

If you have already purchased a gift card at a price later determined to be affected by a manifest error, we will notify you as soon as possible and offer one of the following options: (i) honor the original terms, (ii) adjust the redemption amount to reflect the corrected value, or (iii) provide a full refund.

This clause shall not be construed as granting the Company unrestricted discretion to alter redemption terms, but rather as a mechanism to correct unintended pricing errors in good faith.

Intellectual Property Rights

The Services, Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.

You may store files that are automatically cached by your Web browser for display enhancement purposes.

You may print one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

You must not:

Modify copies of any materials from this site.

Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

Trademarks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.

To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in these Terms of Use

To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).

To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability

Additionally, you agree not to:

Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.

Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.

Use any device, software, or routine that interferes with the proper working of the Website.

Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

Attack the Website via a denial-of-service attack or a distributed denial-of-service attack. Otherwise attempt to interfere with the proper working of the Website.

User Contributions

The Website may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display, or transmit to other users or other persons (hereinafter, "post") content or materials (collectively, "User Contributions") on or through the Website.

All User Contributions must comply with the Content Standards set out in these Terms of Use.

Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that:

You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns.

All of your User Contributions do and will comply with these Terms of Use.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

We are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the Website.

Monitoring and Enforcement; Termination

We have the right to:

Remove or refuse to post any User Contributions for any or no reason in our sole discretion.

Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for the Company.

Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.

Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES .

However, we cannot undertake to review all material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, User Contributions must not:

Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.

Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.

Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.

Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy .

Be likely to deceive any person.

Promote any illegal activity, or advocate, promote, or assist any unlawful act.

Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person.

Impersonate any person, or misrepresent your identity or affiliation with any person or organization.

Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising.

Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Copyright Infringement

If you believe that any User Contributions violate your copyright, please send us a notice of copyright infringement. It is the policy of the Company to terminate the user accounts of repeat infringers.

Reliance on Information Posted

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and al articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Changes to the Website

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

Privacy Policy

Please refer to our privacy policy for information on how BitJem collects, uses, and shares your information. All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

Linking to the Website and Social Media Features

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part.

This Website may provide certain social media features that enable you to:

Link from your own or certain third-party websites to certain content on this Website.

Send emails or other communications with certain content, or links to certain content, on this Website.

Cause limited portions of content on this Website to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us solely with respect to the content they are displayed with. Subject to the foregoing, you must not:

Establish a link from any website that is not owned by you.

Cause the Website or portions of it to be displayed on, or appear to be displayed by, any other site, for example, framing, deep linking, or in-line linking.

Link to any part of the Website other than the homepage.

Otherwise take any action with respect to the materials on this Website that is inconsistent with any other provision of these Terms of Use.

The website from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice.

We may disable all or any social media features and any links at any time without notice in our discretion.

Links from the Website

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

We further disclaim any warranties arising from course of dealing, course of performance, or usage in trade.

You acknowledge that your data or content may become lost, corrupted, or temporarily unavailable due to software failures, protocol changes, maintenance, force majeure events, or other causes within or beyond our control. You are solely responsible for backing up your data and maintaining duplicates of any information you store through the Website or its services.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, ATTORNEYS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, VIOLATION OF STATUTE, STRICT LIABILITY, OR OTHERWISE, EVEN IF FORESEEABLE. The limitation of liability set out above does not apply to liability resulting from our gross negligence or willful misconduct.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT PAID BY YOU TO US, IF ANY, FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) $100.

Asset Forfeiture

You acknowledge that we have no control over enforcement actions taken by regulatory or law enforcement authorities, including but not limited to the seizure, freezing, or blacklisting of digital assets (such as USDC or USDT) by third parties. We disclaim any liability for losses arising from such actions, which may occur without notice and are outside our control.

Assumption of Risks

Buying or selling cryptocurrency is a sophisticated and risky transaction in which you are voluntarily choosing to engage. You acknowledge the many risks associated with using our Website, including, but not limited to, the risk of total financial loss.

You hereby irrevocably waive, release and discharge any and all claims, known and unknown to you, against the Company, and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns. You represent and warrant that you have sufficient knowledge and experience in business and financial matters to evaluate the risks and merits of investments in cryptocurrency. You agree that you have had the opportunity to investigate our services and any applicable laws, rules, or regulations as you deem necessary.

Representations by BitJem

BitJem represents and warrants that:

It is a duly organized and validly existing entity in good standing under the laws of the State of Wyoming.

It has the legal authority to enter into and perform its obligations under these Terms of Use.

It will comply with all applicable laws and regulations in connection with the Services.

It is the lawful owner of the cryptocurrency wallets used in the delivery of Services and operates free of any known claims, liens, or encumbrances.

Representations by the User

You represent and warrant that:

You are legally authorized to use the Services and have the capacity to enter into these Terms of Use.

You own or have lawful control over the cryptocurrency and/or funds used in transactions conducted on the Website.

Your wallets and accounts are solely for your own benefit and are not subject to any third-party claims or restrictions.

You are not listed on any U.S. or international sanctions list, including the OFAC Specially Designated Nationals (SDN) List, are not a Foreign Shell Bank, and do not operate in or through a jurisdiction identified by FATF as non-cooperative.

The funds used in connection with the Services are derived from legitimate sources and not associated with any illicit activity.

You understand and voluntarily assume all risks associated with cryptocurrency transactions and the use of digital assets.

Relationship Disclaimer

No agency, partnership, joint venture, fiduciary, or employment relationship is created between you and the Company as a result of these Terms of Use or your use of the Services. You agree that you shall not hold yourself out as a representative, agent, or employee of the Company, and we shall not be liable for any representation, act, or omission on your part.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns including its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, shareholders, members, attorneys, representatives, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use, your violation of any applicable law or the rights of any third party, your use of the Website, including, but not limited to, your User Contributions, any use of the Website's content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Website.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with our defense of such claims. We retain sole discretion to settle any such matter.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Wyoming without giving effect to any choice or conflict of law provision or rule (whether of the State of Wyoming or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Florida although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Electronic Notices

You consent to receive electronically all communications, agreements, documents, receipts, notices, and disclosures (collectively, “Communications”) that BitJem provides in connection with the Services. You should maintain copies of electronic communications by printing a paper copy or saving an electronic copy. You may also contact BitJem at info@bitjem.com

It is your responsibility to keep your email address and/or mobile phone number on file with BitJem up to date so that BitJem can communicate with you electronically. If BitJem sends you an electronic Communication but you do not receive it because your email address or mobile phone number on file is incorrect or you are otherwise unable to receive electronic Communications, BitJem will be deemed to have provided the Communication to you.

Remedies

If you violate any of these Terms, BitJem may remedy or mitigate the violation and restrict your use of the Services as it reasonably determines necessary. BitJem shall not be responsible or liable for any damage incurred by the user as a result of an action taken by BitJem pursuant to this paragraph. Any right or remedy of BitJem outlined in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under statute, at law, or in equity.

BitJem Affiliates and Contractors

An “Affiliate” is, with respect to a legal entity, another legal entity that controls, is under common control with, or is controlled by the first legal entity. The Site and any Services may be operated or provided by BitJem, its Affiliates, or their respective contractors. To the extent that an Affiliate of BitJem, or contractor of BitJem or an Affiliate of BitJem, is operating or providing any Services, the Affiliate or contractor’s provision of such Services will be under terms identical to these Terms, substituting the Affiliate or contractor’s name wherever BitJem’ name occurs in these Terms.

Severability

The invalidity or unenforceability of any of these Terms shall not affect the validity or enforceability of any other of these Terms, all of which shall remain in full force and effect.

Force Majeure

BitJem will have no responsibility or liability for any failure or delay in the performance of any Services, or any loss or damage that you may incur, due to any circumstance or event beyond the control of BitJem, including without limitation any flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction.

Assignment

You may not assign or transfer any right to use the Services or any of your rights or obligations under these Terms without prior written consent from us, including by operation of law or in connection with any change of control. BitJem may assign or transfer any or all of its rights or obligations under these Terms, in whole or in part, without notice or obtaining your consent or approval.

Headings

Headings of sections are for convenience only and shall not be used to limit or construe such sections.

Survival

The provisions of these Terms of Use which by their nature should survive termination shall survive, including without limitation, ownership provisions, warranty disclaimers, indemnity, limitations of liability, dispute resolution provisions, and governing law.

Entire Agreement

The Terms of Use, and our Privacy Policy constitute the sole and entire agreement between you and the Company regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

User Acknowledgement

By accessing or using the Website or Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use, and that you are not relying on any representation, statement, or other affirmation of fact not expressly set forth in these Terms.

Your Comments and Concerns

This website is operated by Goodscard LLC, 30 N. Gould St., Ste R, Sheridan, WY 82801.

All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: info@bitjem.com.

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Privacy Policy

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